Insurers, Insurance Intermediaries and Captive Insurers


Licensed Insurers are:

Licence Category A

    * Tower Insurance (Cook Islands) Limited

Approved External Insurer

    * ACE Insurance Limited

    * BSP Health Care (Fiji) Limited

    * Federal Pacific Insurance Limited

    * Sovereign Assurance Company Limited


Licensed Insurance Intermediaries are:


     * Apex Advice Group Limited

     * Australia and New Zealand Banking Group Limited (CI)

     * Bank of the Cook Islands Limited

     * Cook Islands Motor Centre Limited

     * Federal Pacific Insurance (Cook Islands) Limited

     * Grant Priest

     * Richard Fisher 

     * Shaun Gallagher 


     * Willis New Zealand Limited


Licensed Captive Insurers are:

Captive Insurer

     * Maritime Mutual Insurance Association Limited

     * Ovation Risk Limited

     * Pacific Catastrophe Risk Insurance Company

External Insurance Manager

     * Willis New Zealand Limited

Supervision of Insurers and Insurance Intermediaries

All insurers and insurance intermediaries doing business in the Cook Islands are subject to the provisions of Insurance Act 2008. 

It is an offence for an unlicensed person or entity to carry on insurance business in the Cook Islands.

Certain exemptions operate for global insurance policies that cover risks located in the Cook Islands. Please refer to the Insurance Act and the Insurance Regulations 2009 for further details of these and all other exemptions.














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